Announcement on The Launch of Dual Investment Products

Dear BigONE users,

BigONE has launched a dual investment product. You can participate in the dual investment product by investing in cryptocurrencies such as BTC, ETH and USDT to earn returns.

Dual Investment is a floating income, non-principal protected investment product. The rate of return of the product is clear and fixed at the time of purchase, while the settlement currency is uncertain. When the product reach the expiry date, the settlement currency will depends on the outcome of the settlement price at the time of expiry compared to the linked price.

For example, let's take 'BTC - BTC Investment' dual investment product as an example, you will invest in BTC and either BTC or USDT will be returned at the time of expiry, depending on which currency is returned at the time of expiry compared to the linked price.
When the settlement price at expiry is lower than the linked price, the product will return the invested currency, i.e. BTC, and when the settlement price at expiry is higher or equal to the linked price, the product will exchange the invested BTC to USDT at the linked price.

An example of product details, if a dual investment product has the following information:

• Investment currency: BTC
• Linked price: 20,000
• Expiry date: 2023-01-01
• Duration: 30 days
• Annual rate of return: 60.84%

On 2 December 2022, you invested 1 BTC in this product
On 1 January 2023:

• If the settlement price is below 20,000, you will receive in BTC: 1 * (1 + 60.84%) / 365 * 30, i.e. 1.05BTC.
• If the settlement price is higher than or equal to 20,000, you will receive in USDT: 1 * 20,000 + 1 * 20,000 * 60.84% / 365 * 30, i.e. 21,000.11 USDT.

The user will receive on the rate of return of the product upon expiry. The only uncertainty is the rate of return, which is depending on the outcome of the settlement price at the time of expiry compared to the linked price.

Dual Investment entrance: https://big.one/en/dual

Product Details:

• Once you have invested in a dual investment product, you can view the details of your unsettled products on the dual investment page under "Current Position" and the details of products that have settled and the currency and number of returns under "Dual Investment History".
• The principal and interest will be automatically issued to your Earn account when the product is settled at its expiry date.

Reminder:

1. If the market price is highly volatile and the market price is far away from the linked price, you will miss the opportunity to acquire the cryptocurrency at a better price and thus the overall value of the invested quantity will be lower than the current market value. Dual investments can only be settled based on the price on the settlement date.
2. Upon successful participation, the target price, settlement date and annual rate of return have been determined and the rate of return will not fluctuate, the target price and settlement date cannot be adjusted. Once participation is successful, it cannot be changed or withdrawn early.
3. Before making any investment decision, you should conduct an independent review on whether the product is suitable for you based on your financial situation, investment experience, investment objectives, investment scope, willingness and ability to take risks, and whether you understand the nature and risks of the product.

BigONE, more than just asset security.

Regards,
BigONE Team

9 January 2023